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What an AI receptionist costs and how to work out payback on front-desk costs

A method to run on your own phone-system numbers: what answering calls costs your front desk today, what a voice assistant's cost is made of, and where payback exists and where it does not.

Patryk KorzeniowskiID 0001 · CEO11 min read
A clinic manager in glasses calmly works through figures on a desk calculator at a pale wooden desk. A quiet desk phone and a cup of tea sit beside her

After a conversation about what happens to the fourth call when three lines are busy, the same question comes up almost every time: fine, but what does it cost? I understand why. The trouble is that a single figure tells you nothing, because the same AI receptionist can pay for itself quickly in one clinic and never in another.

So this piece does not quote a price. It gives you a method to run on your own numbers: what answering the phone costs your front desk today, what a voice assistant's cost is made of, and how to put the two side by side to see whether there is any payback. Pricing for the AI receptionist for clinics is on medova.health. The point here is that you can judge any offer, ours included.

The examples below come from Poland, where we work, and the amounts are in Polish złoty (PLN). The method itself works in any country and any currency: swap in your own wages and employer costs.

First decide what you are counting

In a private clinic the sums often start with an empty chair: the patient could not get through, the slot went unused, the revenue was lost. In many Polish clinics that argument does not hold. A large share of appointments is funded by the public payer, the NFZ (National Health Fund), under a contract with a fixed volume, and demand for those appointments is higher than supply. A freed slot fills itself. If someone shows you payback calculated on lost visits and you do not see that loss in your own clinic, you are right and they are not.

Here we count something else: front-desk working time. A voice assistant answers the call, books, informs and redirects. It does not assess anyone's health and does not decide urgency. In practice it takes two things off people: repetitive calls (booking, rescheduling, cancelling, questions about opening hours) and calling back the patients who could not get through.

One caveat before any sums, because without it the whole calculation is inflated. An hour of front-desk time saved only turns into money if something changes in your costs because of it. For example, you do not have to hire another person, overtime or temporary cover goes away, or one of your sites can run without someone sitting by the phone all day. If none of that happens, the gain is still real, but it sits elsewhere: patients get through, complaints drop, and the person at the desk can look after the patient standing in front of them. That is worth money too, it just does not belong in the same column.

Five numbers from your clinic

Everything you need is already in the building. Your phone system records most of it, and the rest you can collect in a few days next to the phone. I described how to do that in a week in the comparison of IVR, callbacks and a voice assistant.

  1. Incoming calls per working day, ideally broken down by hour.
  2. The share of missed calls and the number of unique numbers behind them. Five attempts from one person is one patient who needs one callback.
  3. Average call length, including what happens afterwards: the entry in the system, the text message, the note. That second part is usually forgotten, and it can take as long as the call itself.
  4. The cost of an hour of front-desk work, including employer costs. More on that in a moment, because this is where the number most often comes out too low.
  5. What people are calling about. Tally marks per category: booking, rescheduling, cancelling, opening hours and directions, results, prescriptions, medical questions. This shows how much of the traffic is suitable for an assistant at all.

The real cost of a front-desk hour

The gross salary in the contract is not what the position costs. In Poland the employer pays its own share of contributions on top of gross pay: pension 9.76%, disability 6.50%, accident insurance (1.67% for employers registering up to 9 people; larger ones have their own rate), the Labour Fund together with the Solidarity Fund 2.45%, and the Guaranteed Employee Benefits Fund 0.10%. With a 1.67% accident rate that comes to 20.48% on top of gross pay. Other countries have different percentages, but the principle is the same everywhere.

For scale: the Polish minimum wage from 1 January 2026 is PLN 4,806 gross a month. With employer contributions alone, a full-time job at minimum wage costs roughly PLN 5,790 a month. That is the floor below which nobody can be employed full time, and front-desk staff usually earn more.

On top of that come costs you do not see on the payroll: cover during holidays and sick leave, recruitment, a few weeks of getting a new person up to speed. Do not force them into the sum, but keep them in mind when the conversation turns to "why don't we just hire someone else".

The hourly rate is the monthly cost of the position divided by the hours the person actually works. Not by the contractual hours, because holidays and absences reduce the hours while the cost stays the same.

An example on assumed numbers

So that the method does not float in the air, here it is on numbers I made up for this piece. This is not a result from any clinic and not a promise, just a demonstration of the sums. Put in your own.

Assume a multi-doctor clinic with an NFZ contract and this situation:

  • 240 calls per working day, 21 working days a month,
  • 25% missed, so 60 calls, from 35 unique numbers,
  • 180 answered calls, each taking 4 minutes on average including the work after the call,
  • the tally marks show that half of the calls are repetitive requests,
  • the receptionist earns PLN 6,000 gross, which with employer costs is about PLN 7,230, and actually works 160 hours a month, so an hour of her work costs about PLN 45.

Now the assumptions about the assistant, deliberately cautious:

  • of the 90 repetitive calls, the assistant fully closes half, so 45. The rest go to a person with a description of the request. 45 calls at 4 minutes each is 180 minutes a day,
  • calling back 35 people currently takes about 4 minutes per person, counting failed attempts, so 140 minutes. Assume the list shrinks by half, because the assistant handles some of those people at the moment they call. That is 70 minutes a day,
  • someone on the front desk reviews the calls the assistant handed over every day and fixes what needs fixing. Assume 30 minutes a day and subtract it.

Result: 180 plus 70 minus 30, which is 220 minutes a day, or about 3.7 hours. Over a month that is about 77 hours, roughly half a full-time job. At PLN 45 an hour, that is the equivalent of about PLN 3,500 a month.

And now the most important part: those PLN 3,500 are not profit. They are the upper limit of what the assistant can cost per month for payback to be possible at all. And as I said above, it is a real saving only if those 77 hours replace something you pay for or would have to pay for.

What an AI receptionist's cost is made of

Offers look different, but underneath they nearly always contain the same parts. It is worth asking the supplier to list them separately, otherwise two proposals are hard to compare.

One-off, at rollout:

  • Integration with the calendar and the practice management system. The largest and most variable item. It depends on what your system exposes: if it has a proper interface for reading slots and booking appointments, the scope can be priced reliably up front. If not, you need a workaround or you first have to get the calendar in order, and that clearly raises the price.
  • Conversation scripts. What the assistant says, what it asks, when it hands the call to a person, what it does out of hours.
  • Formalities. Telling the patient they are talking to an AI system, the legal basis and retention period for recordings, the data processing agreement. I wrote about this in the piece on call recordings, GDPR and the AI Act.
  • Your own staff's time. Someone has to write down the rules: which doctors, for which appointments, how far ahead. That usually takes a few meetings and appears on no invoice.

Every month:

  • A subscription or a per-minute fee. Here is an important difference from a salary. You hire a person in steps, a full-time job or a fixed part of one. An assistant's cost usually grows with traffic, so in a quiet month you pay less. In the example above the assistant would talk for at least a few thousand minutes a month, and that is the number to check a per-minute price against.
  • Telephony. The number, call forwarding with your operator, call minutes. Sometimes bundled, sometimes separate.
  • Maintenance. A new doctor, a schedule change, a new service, an update to the practice management system that changes something in the integration. An assistant nobody updates gives out-of-date information within a quarter.
  • Supervision. The time of the person who reviews handed-over calls and reacts to issues. In the example I subtracted it from the time saved. If a supplier claims no supervision is needed, ask who is responsible for a booking mistake then.

How payback falls out of this

The sums take three steps.

  1. Monthly value of time saved = hours taken off the front desk (after subtracting supervision) × the cost of an hour of work.
  2. Monthly result = that value minus all the assistant's monthly costs: subscription or minutes, telephony, maintenance.
  3. Payback period = the rollout cost divided by the monthly result.

If step two gives zero or less, step three is pointless, because the rollout will never pay for itself, however cheap it is.

It is also worth putting the alternative next to it: one more person. Even at the Polish minimum wage that is about PLN 5,790 a month in employer cost, for a full-time job in fixed hours, without evenings and weekends. If the assistant costs clearly less than the part of a job it actually replaces, the sums hold up. If it costs the same or more, you are better off hiring a person, provided you can find one. In many of the clinics we talk to, that is exactly the problem.

Where there is no payback

I would rather be very specific here, because it will save you money.

  • A small clinic with a short peak. If the phone does not stop for the first hour and then calms down, an automatic callback from the queue will do the job more cheaply. I covered this in the comparison of IVR, callbacks and a voice assistant.
  • Most calls are about results, prescriptions and medical questions. The assistant does not assess health and does not decide urgency, so those matters go to people anyway. If the tally marks show few repetitive requests, there will be little time saved.
  • A calendar a machine cannot read. A paper diary, a spreadsheet, arrangements in the head of the front-desk manager. Then integration costs eat the whole gain, and the first step is getting the calendar in order.
  • A front desk that is not overloaded. If the hours saved have nowhere to go, the gain exists only in the spreadsheet.
  • A single-doctor practice booked months ahead. The phone rarely rings there and every call is short.

Where the sums have a chance

The other way round: the sums usually hold up when the front desk is busy for most of the day, not just at peak, when at least half of the calls are repetitive requests, when a lot of people call before opening, in the evening and at weekends, and when the clinic knows it will not find or cannot afford another full-time person. With several sites there is one more question: could one of them run without a person sitting by the phone all day?

A voice assistant is not the only piece, either. It is part of the layer between the patient and the practice management system, alongside online booking, text reminders and reviews, which we describe on our page for healthcare providers. What the assistant does in a single call is covered in more detail in the piece on voicebots in a clinic.

What next

If you already have the numbers from your phone system and a few days of tally marks, write to me and we will tell you what they point to and whether it is worth going further. I run the conversation about scope myself, and the integration and rollout are done by the team the clinic then deals with directly. If it turns out that a callback queue or one more person on the front desk at peak hours is enough, that is exactly what we will say.

Frequently asked questions

How much does an AI receptionist cost for a clinic?

It depends mainly on the calendar integration and on call volume. The rollout is a one-off cost for integration, conversation scripts and formalities, and after that you pay monthly for a subscription or minutes, telephony and maintenance. Clinic packages are on medova.health, but any offer is worth breaking into these parts and comparing with what your front desk costs.

How do I work out whether a voice assistant will pay for itself?

Count the hours the assistant takes off the front desk (repetitive calls and callbacks), subtract the time needed for supervision and multiply by the cost of an hour of work including employer costs. Subtract the assistant's monthly cost from that. If the result is positive, the rollout cost divided by it gives the payback period in months.

Why not calculate payback on lost appointments?

In clinics where most appointments are publicly funded and demand exceeds supply, as with NFZ contracts in Poland, a freed slot fills itself. The loss on an empty slot is small or zero. The real cost is front-desk time and patients who cannot get through.

What does an hour of front-desk work really cost?

More than gross pay divided by hours. The employer adds its own contributions, in Poland in 2026 about 20.48% on top of gross pay with a 1.67% accident rate. Divide the result by hours actually worked, not contractual hours, because holidays and absences reduce working time but not cost.

When does an AI receptionist not pay off?

With a short morning peak, where a cheaper queue callback is enough. When most calls are about results, prescriptions and medical matters the assistant will not handle. When the calendar cannot be read by a machine. And when the front desk is not overloaded, so the time saved has nowhere to go.

Sources

  1. Regulation of the Council of Ministers of 11 September 2025 on the minimum wage and minimum hourly rate in 2026 (Journal of Laws 2025, item 1242), in Polish
  2. Biznes.gov.pl, social insurance contributions paid by employers to ZUS (contribution rates, 1.67% accident rate up to 9 insured, Labour Fund and FGŚP), in Polish
  3. Regulation (EU) 2024/1689 on artificial intelligence (AI Act), Article 50

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